Estimate Fixed Deposit and Recurring Deposit maturity value instantly, free and no signup.
Estimate the maturity value of a Fixed Deposit or Recurring Deposit, with quarterly compounding as used by Indian banks.
Switch between Fixed Deposit and Recurring Deposit modes in one tool.
Uses quarterly compounding by default, matching how most Indian banks calculate FD interest.
All calculations run in your browser. Nothing is uploaded or stored.
It uses standard quarterly-compounding formulas that closely match most Indian banks' methodology, but exact figures can vary slightly by bank policy — always confirm the final number with your bank before investing.
No, this shows the gross maturity value before any TDS deduction. Banks deduct TDS on FD interest above the applicable threshold per the Income Tax Act, which varies by depositor category.
A Fixed Deposit is a one-time lump sum investment, while a Recurring Deposit involves fixed monthly instalments over the tenure — both earn compound interest.
No. All calculations happen locally in your browser and nothing is sent to any server.